PNC points® Visa® Rates

PNC points® Visa® Credit Card

Rates and Fees

Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

Then, the Purchase and Balance Transfer APRs will apply.

Annual Fee

$0

Purchase & Balance
Transfer APRs

18.24% to 30.24%, based on creditworthiness.
These APRs will vary with the market based on the prime rate.

Cash Advances APR

30.24%
This APR will vary with the market based on the prime rate.

Penalty APR

34.24%
This APR will vary with the market based on the prime rate.

Minimum Interest
Charge

$1.50

Transaction Fees

Balance Transfers

Intro fee of either $5 or 3% of the amount for each balance transferred during the first 90 days following account opening, whichever is greater. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater, applies.

Cash Advances

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Foreign Transaction

3% of each foreign transaction in U.S. dollars.

Penalty Fees

Late Payment

Up to $38

Returned Payment

Up to $38

See Important Information About Rates and Fees ›

Important Legal Disclosures and Information

PNC points is a registered mark of the PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein. Member FDIC.