PNC Consumer National

Chip Card Technology

Added Security for Your PNC Bank Visa® Card

PNC is rolling out new chip card technology that will help protect your card from unauthorized use. We're committed to safeguarding your PNC Bank Visa card.

See how easy it is to use your chip card and how it gives added security to your PNC Visa debit, credit, and SmartAccess cards.

Get Big Protection in a Tiny Chip

Whether you checkout using chip technology, or by swiping your card, you can pay with confidence worldwide.

  • When you use your new card at a chip-enabled terminal, the embedded chip generates a unique transaction code that is shared with the merchant. This makes it difficult to copy the card.
  • Your PNC Bank Visa Card provides the highest levels of protection with PNC security & privacy, 24-hour fraud monitoring and Zero Liability Fraud Protection.[1]
  • If your card or card number is ever lost or stolen, you will not be responsible for fraudulent charges on your account if you notify us promptly of any unauthorized use.[2]

Important Legal Disclosures and Information

1. Zero Liability Fraud protection does not apply to ATM transactions or PIN transactions not processed by Visa, and certain commercial card transactions. Notify PNC Bank immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your account agreement.

2. Please refer to your account agreement for details.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC