Important Legal Disclosures and Information

1. Annual Percentage Yield (APY) accurate as of 06/30/23. The minimum balance to earn interest on your High Yield Savings account is $1.00. We may refuse or return any deposit amount causing the combined balance of all of your PNC High Yield Savings accounts to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts).

Rates and APYs may vary and may change after account opening. Fees may reduce earnings. Availlable in eligible markets. Business accounts not eligible.

2. The amount of deposit insurance available on deposits at an insured institution depends on a number of factors, including but not limited to, ownership types and other accounts a depositor has at an institution. For more information, visit www.fdic.gov.

3. Accounts remaining unfunded for a period of 60 days may be closed. Initial deposit is limited to $50,000. A $25 fee will be charged to accounts closed within 180 days of opening.

4. When you use your credit card to fund this savings account, your credit card issuer may charge a transaction fee and the cash advance interest rate on the advance amount when it posts to your credit card account.

5. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

6. A fee may be charged for a staff assisted statement request.

A federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of sale purchase transactions with a banking card, by pre-authorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Savings or Money Market account to a Standard Checking account and will be subject to the features and fees as described in the Consumer Schedule of Service Charges and Fees in effect at that time.

PNC High Yield Savings is a service mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank. Member FDIC

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