Estimate Your Cash Back
Estimate Your Savings
When You Transfer A Balance
You could earn an estimated
$237.14
You‘ll earn at least 1% cash back on purchases[1] everywhere, every time. Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[2] in these categories annually.[3]
Calculations & Assumptions:The cash back earned is an estimate based on the assumption that the dollar amount entered in the calculator for the total monthly purchases will be the same amount spent every month for an entire year. Actual savings will vary based on (1) the order in which your purchases are made in an individual month, and (2) any changes to your monthly spending patterns.
Estimate your savings when you transfer your credit card or other debt balances to a new PNC Cash Rewards Visa
Enter your current credit card or debt balances
During the 12-month2 promotion period:
| Introductory APR*: | 0% |
| Introductory Term*: | 12 months |
|
Balance Transfer Fee*: (minimum $5) |
3% |
NOTE: After the promotion period, a variable APR currently 12.99% to 22.99% based on creditworthiness will be applied.
Calculations & Assumptions: The savings reflected are approximate and are calculated on the difference in interest charges between the higher APR cards you entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be impacted based on your purchase and payment activity. Fees other than the balance transfer fee are not taken into consideration. No upper limit to balance transfer fees are considered. Additionally, it is assumed that no other balances are on the account other than the transferred balance that is subject to the promotional rate. For purposes of this calculator, the minimum payment is calculated as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your credit card agreement for details.
1. Balance transfer amount are subject to limitations and restrictions.
2. The promotion period is the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
Important Legal Disclosures and Information
1. The term "purchases" does not mean every transaction you make with your credit card. Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers are excluded.
2. Some purchases of groceries, gas or food may only qualify for 1% cash back. That is because the cash back earned on a purchase is determined by the merchant category code assigned to a merchant. The merchant category code is based on the merchant's type of business and is assigned by the merchant's credit card processor. PNC Bank does not assign merchant category codes. For details, please refer to the PNC Cash Rewards Program Terms and Conditions available at pnc.com/creditcards.
3. The $8,000 annual cap resets each year on your anniversary date, not at the beginning of each calendar year. Your anniversary date is the date your account is enrolled in the PNC Cash Rewards Program, and the same month/day each year thereafter. For example, if your account was enrolled in the program on June 17, 2017, your anniversary date in 2018 is June 17, 2018.
PNC Cash Rewards is a registered mark of the PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
PNC Bank, National Association ("PNC Bank") is the issuer of the PNC Cash Rewards credit card.