PNC Cash Rewards® Visa® Credit Card

PNC Cash Rewards® Visa® Credit Card

Key Features

Features and Benefits

Earn more cash back at the places you shop the most:


CASH BACK on gas station purchases (in-store and at the pump)

CASH BACK on dining purchases at restaurants, including fast food

CASH BACK on grocery store purchases

CASH BACK on all other purchases

You'll earn at least 1% cash back on purchases everywhere, every time. Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases in these categories annually.*[2]

The PNC Cash Rewards Visa credit card also features:

  • No Annual Fee**
  • Dedicated U.S.-Based Customer Service
    We are available 7 days a week to serve you.
  • Online Account Tools
    Manage transactions, balances or payments
  • PNC Security & Privacy
    Protection from credit or identity fraud.
  • $0 Fraud Liability[3]
    You won't be responsible for fraudulent charges on your account.




Explore Other PNC Bank Credit Cards

PNC Core
Visa Credit Card
PNC points
Visa Credit Card
PNC Premier Traveler
Visa Signature Credit Card

Important Legal Disclosures and Information


1. Cash back will accumulate and can be redeemed when the value reaches $25. Cash back can be credited to the PNC Cash Rewards credit card account or other eligible PNC Bank or PNC Investments LLC account within 7 business after the redemption request is received. If the customer's PNC Cash Rewards credit card account is a joint account, the account to which the customer is requesting the monetary credit or deposit be made must be in the name of all owners of the PNC Cash Rewards credit card account.

2. The $8,000 annual cap resets each year on your anniversary date, not at the beginning of each calendar year. Your anniversary date is the date we enrolled your account in the PNC Cash Rewards Program, and the same month/day each year thereafter. For example, if we enrolled your account in the program on June 17, 2017, your anniversary date in 2018 is June 17, 2018.

3. Zero Liability Fraud protection does not apply to ATM transactions or PIN transactions not processed by Visa, and certain commercial card transactions. Notify PNC Bank immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see the account agreement.

PNC Core, PNC points, PNC Cash Rewards and PNC Premier Traveler are registered marks of The PNC Financial Services Group, Inc.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein. Member FDIC